Professional Affiliations

Ÿ                   Member, Electronic Documentation Technology Subcommittee at Integrated Forum on Electronic Commerce

Ÿ                 Member, Electronic Commerce Service Technology Subcommittee at Integrated Forum on Electronic Commerce

Ÿ                   Member, Information Systems Audit and Control Association International  (ISACA)

Research Areas

Law and policy on information technology and telecommunications

Ÿ                     Consumer protection and service providers' liability

Ÿ                     Contracts and bargaining power

Ÿ                     Negligence rule

Ÿ                     Information/network ownership

Ÿ                     Intellectual property

Ÿ                     Regulatory efficiency and optimal regulation 

Economic effect of technological innovation

Ÿ                     Economic impact of the Internet

Ÿ                     Human behavior under information asymmetry and legal uncertainty

Ÿ                     Policy considerations regarding electronic banking and payment systems

Academic Experience

PENNSYLVANIA STATE UNIVERSITY

Teaching Assistant (August 2008 - Present)

Fall 2009

Ÿ                     IST 445H Globalization Trends and World Issues (Instructor: Andrea Tapia, Ph.D.)

Ÿ                     SRA 471 Risk, Informatics and the Post Modern World (Instructor: Andrea Tapia, Ph.D.)

Fall 2008

Ÿ                     IST 452 Legal & Regulatory Environment of Privacy & Security (Instructor: John Bagby, J.D.)

Ÿ                     IST 453 Legal, Regulatory, Policy Environment of Cyber Forensics (Instructor: John Bagby, J.D.)

Professional Experience

PENNSYLVANIA STATE UNIVERSITY

Information Policy Specialist (Spring 2009)

Helped installation of iPass-related policy program at the IT Office at the College of Information Sciences & Technology

KOREA FINANCIAL TELECOMMUNICATIONS & CLEARING INSTITUTE (KFTC)

Seoul, South Korea

Research Analyst (January 2003 - April 2007)

* KFTC, a national automated clearing house (ACH) provides the core infrastructure for the nation's banking industry in Korea. It operates 12 interbank payment systems including Interbank Funds Transfer Network, Automated Teller Machine Network, Home/Firm Banking Network, Local Bank Information Network, Housing Subscription Network, Continuous Linked Settlement (CLS) Network, Society for Worldwide Interbank Financial Telecommunication (SWIFT) Network and others. KFTC processed 4.9 billion (17 million daily) interbank payment transactions, 8.1 trillion USD in value (28 billion USD daily) in 2006. KFTC also operates two national financial security centers - Korea Financial Information Sharing and Analysis Center (KF-ISAC) and Digital Certificate Center.

Ÿ                     Conducted research on policy issues in electronic banking and information technology.

Ÿ                     Authored research articles, some of which were referenced and quoted in newspapers and research papers published by banking and economic research institutes.

Ÿ                     Achieved the status of the youngest CISA in the history of the Institute by passing the CISA exam in 2006.

Ÿ                     Advised as an information technology specialist to the working group on 'Electronic Fund Transfer & Payment Service Bill' (2006) in South Korea from January to August in 2005

Ÿ                     Represented the Institute in the talk with the directors from Department of Payment & Settlement Systems at People's Bank of China (PBOC)

* CISA is a certification formally approved by the US Department of Defense in their Information Assurance Technical category (DoD 8570.01-M).

Academic communities

Scholars and researchers join academic communities to disseminate their ideas and listen to others'. They want to publish papers in learned journals, attend conferences and symposiums, and become a member of forums as editor, editing/steering committee member, observer, etc. For each sub-field of one single discipline, hundreds of journals, conferences, forums, symposiums are out there. 

As Information scientist and researcher pursuing the specialty in information technology policy, I am especially interested in legal issues around disputes among fee-based service participants: consumers, end-service providers (in contrast to "end-user"), and intermediaries (e.g., network service providers, software developing companies, etc.). The academic communities I have been attracted to are as follows:

Center for E-Commerce at Stanford Law School

The Stanford Law School Center for Ecommerce, part of the Stanford Program in Law, Science & Technology aims at exploring the fast-growing field of electronic commerce law. The Center supports studies of policy, guidelines, and industry practices in the e-commerce area. Due to its professional and interdisciplinary nature of the field, the Center intends to foster enhanced synergy among scholars, policy makers, practicing lawyers, executives, and Stanford Law students.  

The research topics and recent project the Center supports fit to my research interest quite well. Main research topics the Center mostly supports include: Consumer protection and distance selling; copyright and information society; cyber-crime; domain names; e-commerce; e-money; e-signatures; international private law (applicable contract law); jurisdiction; privacy/data protection; taxes.

One of the Center's recent projects is "EU E-Commerce Law Project" co-sponsored by the Stanford-Vienna Transatlantic Technology Law Forum, the Stanford Center for E-Commerce, and the Forum on Contemporary Europe (Freeman Spogli Institute for International Studies). The main theme of the project is to examine the law and policy of the European Union regarding online businesses and relevant economic governance issues and regulatory practices affecting the online EU-U.S. marketplace.

Education

PENNSYLVANIA STATE UNIVERSITY, University Park

Doctoral Program, College of Information Sciences and Technology         

August 2008 - Present

UNIVERSITY OF MICHIGAN, Ann Arbor

Dual Masters Program, School of Information & Department of Economics

January 2008 - July 2008                                                             

GEORGIA INSTITUTE OF TECHNOLOGY, Atlanta                          

Doctoral Program, School of Public Policy                                    

August 2007 - December 2007

YONSEI UNIVERSITY, Seoul, South Korea

Bachelor of Business Administration (2002)

Honors, Awards, and Scholarship

PENNSYLVANIA STATE UNIVERSITY

Ÿ                       Robert W. Graham Endowed Graduate Fellowship (2008)

U.S. DEPARTMENT OF STATE

Ÿ                       Fulbright Scholarship (2007-2008)

ROTARY FOUNDATION

Ÿ                       Rotary Foundation Ambassadorial Scholarship (2007) - waived

YONSEI UNIVERSITY

Ÿ                     Dean's List, Highest Honors Student (Fall 2001)  

Ÿ                     Dean's List, High Honors Student (Spring 2001)     

CHANG KANG FOUNDATION

Ÿ                       Chang Kang Foundation Scholarship (2000)

Whose information is whose?  I have spent the last ten years, or one third of my life, searching for answers to this metaphysical question.  While I have conducted extensive research on financial information technology and policy, paradoxically, the deeper I go, the more questions and complexity I discover.

My research interests revolve around how current legal systems and theories on information ownership and related technologies should change in Information Age.  I am interested in how to resolve disputes over undefined legal, technological, and economic issues on digital information ownership in various contexts.

The reason I pay attention to the conflicts over digital information is that they are inevitable and ubiquitous, since we are not prepared enough for the new paradigm while digitization is becoming prevalent in every single sector of our society.  Unless we dedicate ourselves to working on this issue, the conflicts will be uncontrollable in the near future.  It is our generation's responsibility to take appropriate initial steps in establishing information and communication technology policy, because no generation before ours has experienced this new paradigm.  Since our decisions will have an extensive and long-term impact on future generations, we should make every effort to build a solid foundation on which well-considered policies can be made. 

Publications and Works

Peer Reviewed Conference Proceedings

Tapia, A., Jang, J., and Blodgett, B. (2009) "The Merging of Telecommunications Policy and Science Policy through Broadband Stimulus Funding." Published in the Proceedings of the Telecommunication Policy Research Conference. September 25-27. Washington, DC.

Professional Journal Articles

Referred Journal Articles

J. Jang (2006) "The Study on Cross-Border Payment Systems between Korea, Japan, and China: Technical Considerations and Consumer Protection", Payment Systems & Information Technology, vol.24, pp.31-69, KFTC

J. Jang (2006) "The Evolution and Consumer Selection of Payment Instruments:  Exploration on Various Theories", Payment Systems & Information Technology, vol.26, pp.97-110, KFTC

J. Jang (2005) "The Impact of Non-banks' Participation in the Payment System: Analysis of Payment System Risk and Policy Considerations", Payment Systems & Information Technology, vol.21, pp.91-136, KFTC

J. Jang (2005) "The Future of Payment Terminals: Trend and Issues", Payment Systems & Information Technology, vol.22, pp.29-59, KFTC

E. Oh, J. Jang (2005) "Comparative Analysis on the Payment Statistics of the Selected 14 Countries: Landscape of the Past (1994~2003) and Future", Payment Systems & Information Technology (Special Edition) KFTC

J. Jang (2003) "Adopting Biometrics as an Identification Tool in Electronic Banking: Technical and Policy Issues for Consumer Protection", Payment Systems & Information Technology, vol.13, pp.1-49, KFTC

J. Jang (2003) "The Recent Trend of Electronic Bill Presentment and Payment (EBPP) and Challenges toward Market Penetration", Payment Systems & Information Technology, vol.10, KFTC

J. Jang (2003) "Will Online Private Banking Take Off?: The Pros and Cons, Payment Systems & Information Technology, vol.11, pp.1-33,  KFTC

Other Journal Articles

J. Jang (2004) "What is the ATM Total Management System (ATMS)?: Impact of New Technology on the Efficiency of E-Banking", Payment Systems & Information Technology, vol.15, pp.1-33, KFTC

Translations

J. Jang (2007) "Payment systems in France", Payment and settlement systems in selected countries (Red Book) (2003) Bank for International Settlements

J. Jang (2007) "Payment systems in Sweden", Payment and settlement systems in selected countries (Red Book) (2003) Bank for International Settlements

J. Jang (2007) "General principles for international remittance services" (2006) Consultative report, The World Bank, Bank for International Settlements

J. Jang (2005) "Payment systems in China", Payment and settlement systems in selected countries (Red Book) (2003) Bank for International Settlements

J. Jang (2004) "Payment Systems Efficiency, Policy Approaches, and the Role of the Central Bank" (2003) Discussion Papers, Bank of Finland

J. Jang (2004) "Outsourcing Technology Services", IT Examination Handbook, Federal Financial Institutions Examination Council (FFIEC)

J. Jang (2003) "The Internet and the Future of Institutional Payment Systems" (2002) Draft Issues Paper, Financial Internet Working Group (FIWG) Information Society Technologies 

Internal Working Papers

J. Jang (2007) "Where Are We and Where Should We Be Headed?: Analysis of Domestic Interbank Payment Statistics (2002-2006)", KFTC

J. Jang (2006) "Securities Companies' Participation in Retail Payment Systems and Its Impact on Banks: Pros and Cons", KFTC

J. Jang (2005) "The Landscape of Payment Systems and Electronic Banking Policy in China: Talk with Directors from Department of Payment & Settlement Systems at People's Bank of China (PBOC)", KFTC

J. Jang (2005) "Three Scenarios for Implementation of the Shared Biometric Database for Electronic Banking", KFTC

[Policy Report]  J. Jang (2004) "Survey on the Electronic Payment Service Providers in Korea:  Findings and Suggestions on Supervisory Loopholes", KFTC

[Strategy Report]  J. Jang (2004) "Redenomination and its Managerial Impact on KFTC:  Review from Institutional, Technological, and Strategic Perspectives", KFTC  

I was born July 26, 1976 in Seoul, Korea. 

While the geographical size of my country is one third of that of the Texas State being separated from the brothers in North Korea, her potential is thrilling.  Seoul, the capital city of Korea is very dynamic.  Some economists predict South Korea will become the top 5 economic power. 

* Rankings of Korea

Organization	Title	Ranking
OECD	Annual work hours	1 out of 27
Point Topic	Broadband Internet Access per capita	1 out of 31[91]
OECD	Scientific Literacy	1 out of 27[92]
World Fleet Statistics	Worldwide Shipbuilding Completions	1 out of 15
OECD	Annual export growth	2 out of 30[93]
OECD	Mathematical Literacy	2 out of 27[94]
WIPO	International Patents Granted	2 out of 60[95]
Economist Intelligence Unit	IT Industry Competitiveness Index	3 out of 64[96]
U.S. Energy Information Administration	Oil Refining ability	4 out of 51[97]
U.S. Energy Information Administration	Electric Generation ability	5 out of 32[98]
World Bank	Research & Development spending	5 out of 69[99]
International Institute for Strategic Studies	Size of the Armed Forces	5 out of 166[100]
United Nations	Technological Achievement	5 out of 68[101]
OICA	Worldwide Automobile Production	5 out of 53
British Petroleum	Nuclear Energy Consumption	6 out of 28[102]
International Telecommunication Union	Number of Personal Computers	6 out of 169[103]
International Iron and Steel Institute	Worldwide Steel Production	6 out of 40
World Bank	Worldwide High Technology Exports	7 out of 106[104]
Global Policy Forum	Economic Importance	10 out of 25[105]
World Economic Forum	Global Competiveness	11 out of 131[106]
Economist Intelligence Unit	Quality of Life	30 out of 155
Heritage Foundation	Index of Economic Freedom	36 out of 157[107]
CIA World Factbook	Total Fertility Rate	206 out of 221[108]

* Wikipedia

MOVIE COLLECTOR 
I do not watch TV that much, but I love watching and collecting movies.  My movie spectrum is not so wide.  I usually repeatedly watch movies I like again and again.  I have been watching each of my collection, which are about two hundred in total, forty times on average since I started to collect movies in the VHS format as a sixth grader back in 1988 - some of them I watched more than a hundred times considering my pool was small in the beginning.  

The top ten masterpieces that I thumb up for among my best collection are: 

1. The Usual Suspects (1995)

2. Oldboy (2003)

3. Matrix (1999)

4. Der Himmel über Berlin (1987)

5. The Shawshank Redemption (1994) 

6. Casino (1995)  

7. Dead Poets Society (1989)

8. A Beautiful Mind (2001)

9. The Terminator (1984)

10. Devil's Advocate (1997),  Scent of a Woman (1992)   

I was also a big fan of Metallica when I was a junior high.

I am also a big fan of German Philosopher, Friedrich Wilhelm Nietzsche (October 15, 1844 - August 25, 1900).

OUTDOOR ACTIVITIES?
I am not that crazy about outdoor-activities since I was a little league baseball player when I was eight.  Maybe I will start golfing with my collegues sooner or later.

BELOVED SON & HUSBAND

My mother is already 72.  She is very healthy and humorous.  She is the strongest woman I have ever seen.  She always encourages her son to dream a bigger dream. She is a Christian and her favorite hobby is to growing flowering plants.

The picture below is Nandina domestica (Heavenly bamboo or Sacred bamboo) which my mother has been growing for 23 years.  It is especially beautiful in fall.

I have been married since November 2005.  Marriage is a tough and deep subject, so I won't discuss here.  (Married people would know what I am saying.)  The most important and undisputed thing is that I love my wife, Michelle.  She has been working for the Delta Airlines as a customer service manager in a Korean Branch.  She loves travel and cooking.  She is a talented cook.  She has national culinary certificates in Korean, Japanese, Chinese, and Western food - "grand slam".  For her glory, I had to be her guineapig but I really enjoyed the job.

  
The picture below was taken during my honeymoon trip in November 2005 near the Hoover Dam. My wife and I traveled Hawaii, Los Angeles, Grand Canyon, Las Vegas, and New York. My favorite was definitely Las Vegas. 

The picture below was taken in April 2008 near the Huron River in Michigan when I was attending the University of Michigan. 

Korean Augmentation Troops to the U.S. Army (KATUSA)

Serving as a Korean Augmentation Troops to the U.S. Army (KATUSA) from April 1998 to June 2000, I was in charge of my unit's Awards/NCOER (Non-commissioned Officer Evaluation Report) program.  Taking over a program rated "below average", I began with assigning clear missions on each soldier.  Since soldiers in an orderly room of a military police company should be all-round players in understaffed situations, clear work assignment had not existed as the seventeenth-century proverb has it, "everybody's work is nobody's work."  I decided to do all awards and NCOERs, allotting publications, tax levies, TDYs to others, because planning and tracking was a key element; there were 20 awards and NCOERs to process every month while it took 3 months for each to go through the chain of command from the company, battalion, and brigade across different cities.

On the Battalion Inspection in 2000, the program was rated "exceptional" for error rate lower than 5 percent, processing approximately 500 awards and 100 NCOERs.  I am proud of having taken lead in executing a successful program on the most confidential Army personnel records.  I was awarded an U.S. Army Commendation Medal (ARCOM), the highest decoration for non-U.S. Army personnel.

The people in the picture below were my mentors and friends: SFC Visger, SFC Towery, and SFC Banicki (from the left)

Epilogue

This is the aging process of a man or you might call it a journey: Undergraduate Commencement (August 2002) --> A Rookie Researcher at KFTC (January 2003) --> Senior Researcher at KFTC (January 2005), very stressed!  --> Research Officer at KFTC (April 2006) (clockwise from the top left)

* The last picture was sent to the Stern Business School at NYU on their request.  They "weirdly" requested the applicants send a picture.

I sometimes think about what kind of face I will have when I make 40.  Hopefully, a good face.  I hope I could make a good journey with good people.